Wednesday, May 6, 2020

Molson Coors s Global Brewing Company - 1118 Words

Introduction Molson Coors is a thriving international brewing company that has nine Signature Brew drinks and 123 Special Brew drinks that ranges from non-alcoholic to alcoholic (Molson Coors Brewing Company, 2016b). They have multiple markets around the world which contributes to the success of the company in the brewing industry. This report analyzes Molson Coors’ internal and external environments which determines their position in the brewing industry. It also discusses strategies the company uses in order to be successful in their industry. Molson Coors shares the industry with its main competitors but has its own uniqueness that makes its business stand out. Molson Coors is a successful business that presents opportunities for economic growth. Internal Environment Company Background The Molson Coors Brewing company was formed in 2005 by the merger of Molson of Canada, and US Brewer, Coors. The company is incorporated in the US and ownership is equally shared between the Molson and Coors Families (Global Company Profile, 2015). The two headquarters of the company are located in Denver, Colorado, where the Coors family resides, and Montreal, Quebec, where Molson family takes residence. The Coors family decided to give Molson the first name in the brand because they have been in business longer than Coors have been (Raabe, 2004). Business Strategy – Operation As a business strategy, Molson Coors have achieved their goal to be an international brewing company.Show MoreRelatedMolson Company Analysis3031 Words   |  13 PagesMolson Coors Brewing Company | Operations Management | | Busi 2002 | Due Date: October 3, 2012 | | Table of Contents Introduction 2 Overview of Company 2 Background of Molson Coors Brewing Company 2 Molson Coors Brewing Company Vision Statement and Values 4 Operational Analysis 4 Quality Management 4 Product Design 5 Location 6 Supply Chain Management 6 SWOT Analysis 7 Strengths 7 Weaknesses 9 Opportunities 9 Threats 10 Porters Five Forces 12 ProductRead MoreBrewery Industry Paper2906 Words   |  12 PagesExecutive Summary This report will provide an industry analysis for the beer brewing industry, discussing the attractiveness of the industry in regards to sustainable profitability and investment risk. First, we will start with an introduction to familiarize you with the three-century old beer brewing industry. We will discuss the ins and outs of the brewing industries operations, along with various industry products. We will analyze historic growth and earnings and make predictions for the nextRead MoreCase Study Molson Coors Brewing Company5316 Words   |  22 PagesSTUDY: MOLSON COORS BREWING COMPANY 1. COMPANY HISTORY, DEVELOPMENT AND GROWTH The Molson Coors Brewing Company is an alcohol beverage company. It manufactures and markets beers and other beverage products through its subsidiaries across the world. Commercializes its products under a line of owned and partner brands. MCBC operates through four reportable segments, namely, Canada, the US, the UK, and Molson Coors International (MCI). Some of its major brands include Coors Light, Molson CanadianRead MoreCompany Analysis Report: Molson Coors Brewing Co.2015 Words   |  9 Pagesï » ¿ Course Project Part II: Molson Coors Brewing Co. Dunnia Lopez D40105731 FIN515 – Managerial Finance Dr. Nader Gandevani October 19th, 2014 Table of Contents I. Introduction 3 II. Molson Coors Stock Price, Intrinsic Value, based on Discounted Cash Flow Model 3 - 10 III. Compare and contrast the intrinsic value with the current market price †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 10-11 IV. Conclusions†¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 11 V. References†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦... 12 VI. Appendix †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Read MoreHistory : The First Brewery2117 Words   |  9 PagesAfter the initial post-prohibition boom the market collapsed once again and by the 1980’s there were only a number of breweries still operating in the United States. By the turn of the century more breweries were running in the United States than in any other country with recent numbers over the 2,500 mark and many more are in the planning stages. 6 Public Firms: Anheuser-Busch Boston Beer Company Molson-Coors Diageo Brown-Forman Craft Brew Alliance Current State: Beer is the largest alcohol segmentRead MoreCase Study Molson Coors Brewing Company5324 Words   |  22 PagesSTUDY: MOLSON COORS BREWING COMPANY 1. COMPANY HISTORY, DEVELOPMENT AND GROWTH The Molson Coors Brewing Company is an alcohol beverage company. It manufactures and markets beers and other beverage products through its subsidiaries across the world. Commercializes its products under a line of owned and partner brands. MCBC operates through four reportable segments, namely, Canada, the US, the UK, and Molson Coors International (MCI). Some of its major brands include Coors Light, Molson CanadianRead MoreAnheuser Busch and Coors Brewing Company6250 Words   |  25 PagesStrategic Analysis of Anheuser-Busch Companies and Coors Brewing Company Tuesday, October 18, 2011 Contents Introduction 3 Industry Analysis 3 Barriers to Entry: 3 Competitive Rivalry: 4 Power of Suppliers: 5 Power of Buyers: 5 Substitutes: 6 Summary of Five Forces: 6 Strategy Analysis 7 Anheuser-Busch 7 Operational Excellence 7 Customer Intimacy: 9 Evaluation of Anheuser-Busch’s Strategy: 10 Coors Brewing Company: 11 Operational Excellence: ThroughRead MoreAlcohol Promotion and the Marketing Industry7707 Words   |  31 Pages..................................................................................................... 3 1.2 Building Brand Community............................................................................................................ 3 1.3 Global Alcoholic Beverage Perspective........................................................................................... 3 1.4 The Marketing Mix.....................................................................................................Read MoreMarketing Pl A New Product Line Of A Non Alcoholic Craft Beer, Mountain Brew Review5247 Words   |  21 Pagesand strategies, and, lastly, implementation, evaluation, and control. This is the exploration of such a marketing plan for a new product line of a non-alcoholic craft beer, â€Å"Mountain Brew Review† (MBR), created under the umbrella of parent company, Molson Coors (MC). Overview Beer has a long history. In 2000 B.C.E., Sumerians had prepared eight different beer types, ranging from â€Å"strong,† â€Å"red brown,† and â€Å"good dark† (Mauk, 2013). Breweries have created their own recipes, brewed their own beers—someRead MoreCase Analysis- Anheuser Busch2098 Words   |  9 PagesAnheuser-Busch Case Analysis Based in St. Louis, Missouri, Anheuser-Busch is the leading American brewer. The company is one of the largest theme park operators in the United States, a major manufacturer of aluminum cans and one of the world’s largest recyclers of aluminum cans. Our diverse background also includes malt production, rice milling, real estate development, turf farming, label printing and transportation services. Anheuser-Busch is best known for the world’s two top-selling beers

Dna Research Paper - 809 Words

The discovery of DNA began in 1928 when the British bacteriologist Frederick Griffith was performing an experiment with mice based on pneumococcus, a bacterium that causes pneumonia in humans. This bacterium has a capsule made of polysaccharides that has a shiny and smooth appearance, called s-strain. There are mutants of s-strain that do not produce this capsule and form a rough-looking colony called r-strain. Griffith discovered that this mutant did not kill the mice, but if pneumococcus R was mixed with pneumococcus S, the mice would die; this shows that the s-strain contained something capable of transforming R bacteria into pathogens. Oswald Avery with his colleagues Collin Macleod and Maclin McCarty began to separate the S bacteria†¦show more content†¦At the 1950s Rosalind Franklin was the first woman to obtain an excellent DNA photography using x-ray diffraction. With this photograph she was able to deduce the distribution and distance of the atoms that make up the DNA. Then Janes Watson and Francis Crick had in mind several models of the DNA molecule, but having no type of description they did not know which model was the correct one; The photograph of Franklin was key for Watson and Crick to conclude that the DNA model should have a double helix structure, they also calculated the exact distances between the atoms and the chains that make up the DNA. This provided answers to many questions about genetics background. The DNA or deoxyribonucleic acid it’s an acid of the nucleus of the cells, where the genetic information is found, it is used in the development and functioning of any living organism and of some viruses. This molecule is responsible for storing information, DNA can be compared as a plan, a code or a recipe, because it contains the instructions needed to build cells and their components, such as proteins and RNA molecules. The DNA molecule is a double chain of nucleotides that can be divided into  ¨bytes ¨ of information, that we call genes, and each of these genes come together to create a specific protein. These proteins are those thatShow MoreRelatedDna Research Paper1015 Words   |  5 Pages1930s and 1940s, scientists were determined to identify the fundamental concept whether DNA, RNA, or proteins were the genetic material in organisms, and were leaning towards proteins as they are the most molecularly diverse of the three. At the time, DNA was considered too simple to compose the genetic material as it consisted of only four unique base pairs. These investigations were initiated from research completed by Fred Griffith in 1928, in which he was studying the bacterium StreptococcusRead MoreRandom Amplification Of Polymorphic Dna Research Paper1008 Words   |  5 PagesRandom Amplification of Polymorphic DNA (RAPD) Random amplified polymorphic DNA (RAPD) markers are analyzed by using PCR to amplify the segments of nuclear DNA. The use of a single primer (usually 8–10 bp long) that attaches to both strands of DNA and low annealing temperatures increases the likeli ¬hood of amplifying multiple regions representing a particular locus (Welsh and McClelland, 1990). Although RAPD is a simple and inexpensive technique its major limitation is the inability to differentiateRead MoreThe Discovery Of The Structure Of Dna1089 Words   |  5 PagesRosalind Franklin and her Contribution to the Structure of DNA Specific Purpose: To enable the audience to reflect on how Rosalind Franklin contributed to the discovery of the structure of DNA. Introduction: I. Open with Impact: Could you having a significant role in one of the greatest scientific achievements of all time, but not getting credit for it? Not only that, but constantly putting yourself in harm’s way to make this discovery, and eventually dying because of it? II. Thesis Statement:Read MoreEssay on DNA in the Forensic Science Community1500 Words   |  6 PagesThis paper explores deoxyribonucleic acid (DNA) collection and its relationship to solving crimes. The collection of DNA is one of the most important steps in identifying a suspect in a crime. DNA evidence can either convict or exonerate an individual of a crime. Furthermore, the accuracy of forensic identification of evidence has the possibility of leaving biased effects on a juror (Carrell, Krauss, Liberman, Miethe, 2008). This paper examines Carrells et al’s research along with three otherRead MoreWhat Is DNA Replicated From DNA?800 Words   |  4 Pages In cells, DNA is replicated from chromosomes with two points of regulation: a six protein complex forms at an origin and is activated by proteins that can modify others (Gambus et al, 2006; Labib, 2010; Zegerman and Diffley, 2006). This draws more proteins towards the origin for initiation to occur. Origins are spec ific DNA sequences where the two DNA strands are unwound for replication, creating fork-like structures (Labib, 2010). Origin unwinding occurs by the six protein complex mentioned withRead MoreThe Effects Of Free Mechaning1241 Words   |  5 PagesIn this paper, Bhattacharjee et al. focus on studying both the formation of free radicals and the repair of the resulting DNA damage through the development of methods for accurately creating and identifying DNA damage resulting from free radical reactions. Damage to DNA due to free radical reactions can lead to numerous biological issues both on the molecular level and at the level of the organism’s health, causing issues such as carcinogenesis and cell death. According to Bhattacharjee et al.,Read More Review of Research Paper on the Interphase of Mitosis1279 Words   |  6 Pagesdifferent stages, or phases. This paper focuses on the interphase of cell cycle, which is when DNA replication occurs, and the cell is engaged in metab olic activities to prepare itself for cell division. The idea that these two processes are related arises much controversy in what their relation is exactly. A few theories propose that the cell cycle dictates DNA replication, whereas others support that DNA replication dictates the cell cycle. However, more research on yeast cells have determined thatRead More Rosalind Franklin Essay1250 Words   |  5 PagesBook, 2001). She then took a job with Nobel chemist, Ronald Norrish (McGrayne, 1993). From here she took a job with the British Coal Utilization Research Association (BCURA). Here she brought order into a field which had previously been chaos (Bernstein, 1978). Her Research at BCURA focused on how coal could be used most efficiently. Based on this research, she earned a Ph.D. from Cambridge in 1945 (McGrayne, 1993). To better understand the complex crystals in coal, Rosalind started using x-ray crystallographyRead MoreMethods For Improving The Cellular Uptake Of Dna Origami Ba sed Drug Delivery Nanocarriers1254 Words   |  6 Pages†¢ Summary o The authors of this paper indicate an apparently novel method for improving the cellular uptake of DNA origami-based drug delivery nanocarriers. While the transport protein, transferrin (Tf), has been used to functionalize other types of drug delivery nanocarriers, it had yet to be incorporated into nanocarriers made via DNA origami prior to this publication. The authors demonstrate successful functionalization of Tf to a specific morphology of DNA origami using gel-shift analysis andRead MoreManuscript summary (1-3 paragraphs) The paper focuses on importance of delivery of small molecules,700 Words   |  3 PagesManuscript summary (1-3 paragraphs) The paper focuses on importance of delivery of small molecules, proteins, and DNA into cells using carbon black (CB) nanoparticles activated by femtosecond laser pulses. Since the existing biological (e.g. viral vectors), chemical (e.g. cationic lipids and polymers) and physical delivery methods (e.g. electroporation) were inefficient and/or had some side effects, in this work, ultrashort laser pulses were used. In order to determine the efficiency of laser activation

My First Breath free essay sample

I am a teenage girl. But I am not an average teenage girl; I do not participate in the sleepovers where we paint each other’s nails, talk about boys, and watch Legally Blond, I do not go to the mall hoping to find those fabulous shoes on sale, and I do not get manicures. I am still repulsed to this day by the color pink and I shiver at the idea of a classic ‘girls night out.’ I want to sit by the river and discuss whether there is meaning to life or if we create our own meaning. I want to lie on the grass in a T-shirt and shorts, dig my toes into the grass, and play â€Å"New Slang† on my Acoustic Trans Blue Ibanez. I want to put a basketball in my hands, scrimmage with a friend, and make layup after layup. I want to curl up on the couch in front of a blazing fire, wrap myself in a fleece blanket and lose myself in the world of dragons, Harry Potter, or Richard Feynman. After the long walks and the crackling of fires, enter Math and Science, stage left. There’s nothing like knowing that 300 trillion neutrinos are passing through us every second to get you going in the morning. Who needs coffee when you have the perfect quadratic equation to factor or the mass of our solar system to calculate? I was raised to live and fight in a household where annihilation was a daily possibility. I entered the family picture as an uh-oh baby, at least six years behind my other six siblings. Throughout my entire childhood, food was hard to come by, with half a dozen ravenous teenagers constantly tipping the refrigerator upside-down to find the last scrap, devouring the stuffing and yams before it even reached me, and either stuffing all of the cake down their throats or into each other’s faces. But with the clothes of my sisters and brothers on my back, I grew older and stronger. As a twelve-year-old and a legitimate middle schooler, the last of my siblings filtered out of the house and forged ahead in her life. The house grew cold and barren when it wasn’t filled to the brim with hormonal teenagers and babies. A year later, the house ached with sorrow when it grew emptier still with the departure of my dad. A couple of judges, courtrooms, divorce decrees, and years later, my mom and I trekked up to Idaho for my sophomore year. New friends, new faces, new opportunities. I was brought to life in the middle of my junior year. This was the point when I became self-aware for the very first time. It is as if everything before that was a blur, an empty space, and a blank canvas. I do not remember most of my childhood, including the long, thin, and mysterious scar seared on my stomach or the warm embrace of my parents. I remember my pink, stucco house, the bunk bed in my room, my ever-rotating pack of family dogs, my siblings continually filtering in and out of the house, and the constant lack of food in the kitchen, but I don’t remember breathing. I don’t remember taking that one satisfying breath that testified to the fact that I am alive. I didn’t take my first breath until I was sixteen. I was notified one day after school that my friend had tried to kill herself; I would never look at a bottle of Tylenol the same way ever again. I didn’t understand the severity of that act. I didn’t visualize my friend grasping the bottle and emptying it into her stomach. I didn’t feel the pain and loneliness one must feel in order to commit such a desperate act. I didn’t think of her swallowing the pills one by one. Then†¦ I did. I did understand; I did visualize it; I did feel the pain. Halfway through a layup (literally), I stopped and shattered. The weight of my parents’ divorce slammed into me with full force. My mind slowly started to retreat and crawl into ‘the cave.’ That dark, moist cavern that became my home where I hid from the world, and myself. My trust, my soul, and my existence were painfully destroyed and I was left to rebuild the rubble. A warm, welcoming, and forgiving hand rested on my shoulder and helped me pick up the small pieces that were my essence. One by one, I pinched the small pebbles with my thumb and forefinger, carefully laid them back in place and continued the slow, necessary process. Months passed and the constricting snake, wrapped tigh tly around my chest, loosened with reluctance. I remember the feeling, that incredible sensation of the first breath because I now experience it everyday. The snake shed its skin, ate its fill, unwound itself from my body, slithered down my leg and kept gliding down the path. The pressure released from my lungs and oxygen flooded my system. Now, I repeat the practice with control and patience. I close my eyes and the rich, plentiful, and beautifully clean air slowly and steadily fills my lungs, filling every rib’s crack and organ’s crevice until I can take no more. I inhale until a fire is raging in my lungs and my body rejects even a molecule more of air. Then I hold it in. I keep the sensational air inside me, refusing to release this miracle; a miracle that is taking place inside my very soul. The air rushes into my blood stream and creates life. Those rejuvenating air molecules mix with my red blood cells and reenact the Big Bang. It takes two to tango, and the duo’s performance is inspirational. The oxy gen and the blood embrace and guide the way. I am powerless to resist their lead. Then, after letting the energy sink into all of my bones, my skin, my toes, my fingernails and lastly, my heart, I relinquish the air. It steadily drifts from my body. I am alive. And every day, after repeating that magical ritual between brushing my teeth and washing my face, I am reminded of that. Life is good with a guitar in my hands and a fresh supply of air.

Tuesday, May 5, 2020

Libor Scandal 2014

Question: Consider the libor scandal 2014 which many banks of the uk banks were involved in .explore the causes of this scandal and evaluate the impact? Answer: Introduction: Libor stands for the London Interbank Offered Rate. It is the rate at which banks can borrow funds from each other. Previously it was known as BBA Libor (for British Bankers Association). Libor is generally defined as a benchmark interest rate through which banks can lend unsecured funds to each other. This rate is also published by the British Bankers Association. Libor is calculated against ten different currencies and fifteen different maturities that is why Libor is considered as a global benchmark to lend short term interest rates. Eighteen banks participated for the US Dollar Libor. The Libor rate being a global benchmark, it is used for giving mortgages, loans and other financial products traded around the world. Therefore an attempt was made to make the current market in favor of labor rate. That led to increase in the profits and it made an advantage over others. The labor Scandal arose with the fact that banks started getting aware about lending loans to one another and this cause led to increasing Libor rate. The higher the rate that they were charged to borrow, the more likely a bank was to collapse. Libor rate affected the global borrowing because many banks used Libor as a base rate against interest rates on corporate and consumer loans. According to US Commodities Future Trading Commission, hundreds of trillions of dollars were linked to Libor which included auto and home loans. It was also important to note that banks involved with securities business were more likely to fail. From facts it was seen that 5000 banks failed in the 1920s.During the Great Depression more than 25% banks failed and even some were closed down. Banks involved in the LIBOR Scandal: The American banks those were included as the panel for fixing US dollars was The Bank of America, JP Morgan Chase and Citibank, NA. Apart from this 16 other non- US banks were involved in the US dollar fixing in London. These banks are: HSBC, Bank of Tokyo-Mitsubishi UFJ Ltd, and of Nova Scotia, BNP Paribas, Barclays, Deutsche Bank, Credit Agricole CIB, Credit Suisse, Rabobank, Royal bank of Canada, Lloyds TSB Bank plc, UBS AG, The Royal bank of Scotland group, The Norinchukin Bank, Sumitomo Mitsui Banking Corporation (Hou, 2015). Causes Of Libor Scandal: The LIBOR Scandal was brought in by the GFC so that Barclays could maintain its creditworthiness in the market. It was also found out that the manipulation was not just restricted to the managers and traders in Barclays, but also catered to other banks in US as well over the years. The LIBOR scandal was caused by the regulators and rogue employees who even pose a stop to the government as well. This scandal was considered as a form of price fixing. The answer to the cause of this issue was suspecticious because of the presence of political parties and issues. There were no standard operating procedures and they did not abide by the law (https://www.clpuk.co.uk, 2015). Controversy of the Libor Scandal: There was a controversy with this scandal that manipulations was done by Barclays in the cost submissions that lead to downsizing of their financial health and therefore they could not make any profit out of it. It was also pointed out that traders were placed in between with direct communication and this made the bankers to be affected. This brought an insight by the traders to set the labor rates as per convenience (Claudio, 2014). Impact of the Libor Scandal: LIBOR had following impact on the financings in the US. Libor decides on the rate of interest that can be adjusted along with residential mortgages used such as collateral for derivative securities which are sold both in the private and public market places. It also sets the rate of interest for the next period by which floating bonds can be sold within or outside US. The outstanding bonds are necessarily to be redeemed as and when the international financings are issued. All the proceedings of the bonds are directed of the issuer in Guaranteed Investment Contracts (GICs). This was a part of the investment offered by financial service institutions. There were two main forms of manipulation that were discovered. Firstly traders were acknowledged to ask Barclays employees to change their rates. Secondly initiatives were taken to improve the fiscal health manipulating the rates downward. It was projected that the new rate calculation will be based on increasing rates of interest rate in the market. It was also proposed to make the rates transparent in the market for international use (LBC, 2015). Penalties for the Libor Scandal: Certain amount of fine was imposed against manipulation of the Libor rates. Barclays Bank was fined $200 million by the Commodity Futures trading Commission, the United States Department of Justice fined $160 million and 59.5 Euros by the Financial Services Authority. During the global financial crisis of 2007-2012, the interest rates were made lower (When the Bollinger bankers' bubbles burst, 2013). Regulation and Sanctions made by the government on Libor Scandal: There was a need of labor rate manipulation that was reported by the Wall Street Journal in 2011. It was necessary for the government to make necessary changes in form of amendments to the Parliament or Banking Reform Bill. The government wanted to control the credibility of LIBOR by officially replacing British Banking Association as operational administrator and this also restore the reputation of LIBOR in market (Horton, 2012). Process and purpose of how banks set their LIBOR rates: The process of fixing or setting the LIBOR rates is transparent and simple according to the BBA LIBOR 2013. Certain questions were raised in the market according to which the business was to be conducted. It was also necessary to specify the rate at which funds could be borrowed which is prior to the market size as well. All the contribution from the banks involved are taken into the account for producing the final Libor rate in the market within each currency. These final official rates are then published by Thomson Reutors who is considered as the designated distributor of these rates. After that it is made available to thousands of banks around the world (Voxeu.org, 2015). The official LIBOR rates are used by the banks itself as benchmarks not only for the customers but it also helps in the settlement of contracts. For example maturing interest rate contracts on derivatives exchanges. Therefore Libor rate is considered as an integral element of the international financial system of world. The next step is to make avail these rates to be monitored and examined by the Foreign Exchange and Money Market Committee. The sub committees play a crucial role in determining and solving necessary issues related to the disciplinary actions and LIBOR submission process as well. It was determined that there was a transparent calculation mechanism that was widely used and considered as strength for over-the-counter derivatives. Role of Libor in the Commercial Sector: The role played by the LIBOR rate was mainly to serve as a benchmark rate for financing of loans and funds across the world. The rate was used as a debt instrument to the corporate bonds and government, credit cards, loans given to the students, and also as a derivative to other financial products. It also helps to calculate the current state of the banking system that is being operated in the world (Yeung, 2013). Impact of LIBOR on its own business and consumers: Libor rate became a focus of significance in determining the credit policies. It poses a level of confidence that banks have on one another. The rate at which banks charge on loans and mortgages depends on the ability at which banks can raise money as well. If there is a certain increase in the percentage of pounds it can add to hundreds of households. If banks can borrow more cheaply then there is no need to offer good returns. For example if the base rate was 2 percent then Libor would be 2.1 percent (BBC News, 2013). It is very essential for a consumer to know which rates are tied up with Libor. Consumers must know the original terms and conditions for it. The Libor rate also affected the financial markets as well. It was necessary for the banks to know to know about the actual borrowing and lending rates. The central bank should have monitored the rates accordingly as Libor does. The new contractors wanted a transaction based benchmark for the Libor mechanism to work along with the existing contractors as well. Libor was now considered as an instrument to check how healthy a bank is and it also depicts which banks are deemed with poor financial health (Gatarek, Bachert and Maksymiuk, 2006). Conclusion: It can be concluded that recommendations needed to be given for improving the rates imposed by the Libor rate that can be implemented in UK in the near future. The Libor Scandal controversy reduced the circumstances of the market activity and this led to swapping of index overnight. This helped banks to make short term transactions. It was also necessary to ensure a more reliable benchmarking system that would enhance the funding costs of the banks. This also enabled to provide a legal aspect to make it more transparent and open to the financial industry. References BBC News, (2013).Timeline: Libor-fixing scandal. [online] Available at: https://www.bbc.com/news/business-18671255 [Accessed 27 Feb. 2015]. Council on Foreign Relations, (2015).Understanding the Libor Scandal. [online] Available at: https://www.cfr.org/united-kingdom/understanding-libor-scandal/p28729 [Accessed 27 Feb. 2015]. Gatarek, D., Bachert, P. and Maksymiuk, R. (2006).The LIBOR market model in practice. Chichester, England: John Wiley Sons. Global Research, (2015).Two Years after the Libor Scandal, Banks Get Token Fines for Rigging Global Foreign Exchange Rates. [online] Available at: https://www.globalresearch.ca/banks-get-token-fines-for-rigging-global-foreign-exchange-rates/5413850 [Accessed 27 Feb. 2015]. Hou, D. (2015).LIBOR: Origins, Economics, Crisis, Scandal, and Reform. 1st ed. [ebook] Available at: https://www.newyorkfed.org/research/staff_reports/sr667.pdf [Accessed 27 Feb. 2015]. Hou, D. and Skeie, D. (n.d.). LIBOR: Origins, Economics, Crisis, Scandal, and Reform.SSRN Journal. https://www.clpuk.co.uk, F. (2015).Interest Rate Swaps - Interest Rate, LIBOR Rates, Base Rates, Euribor Rates, Gilt Rates, Historic Rates and Trends. [online] Swap-rates.com. Available at: https://www.swap-rates.com/BBALiborrates.html [Accessed 27 Feb. 2015]. Insider, B. (2012).The LIBOR Scandal Explained in One Simple Infographic - DailyFinance. [online] DailyFinance.com. Available at: https://www.dailyfinance.com/2012/07/11/the-libor-scandal-explained-in-one-simple-infographic/ [Accessed 27 Feb. 2015]. Karacadag, C., Sundararajan, V. and Elliott, J. (2003).Managing risks in financial market development. [Washington, D.C.]: International Monetary Fund, Monetary and Financial Systems Dept. Kawai, M. and Prasad, E. (2011).Financial market regulation and reforms in emerging markets. Washington, D.C.: Brookings Institution Press. Kelley, M. (2012).INFOGRAPHIC: The LIBOR Scandal Explained. [online] Business Insider. Available at: https://www.businessinsider.com/infographic-the-libor-scandal-explained-2012-7?IR=T [Accessed 27 Feb. 2015]. Konchar, S. (2014).The 2012 LIBOR Scandal: an Analysis of the Lack of Institutional Oversight and Incentives to Deter Manipulation of the World's Most "Important Number". Lawdeb.us, (2013)."The Libor Scandal, its Implications, and Effect on the Corporate Trust Industry" by Romano I. Peluso. [online] Available at: https://www.lawdeb.us/our-history/blog/2013/January/Libor%20by%20Romano%20I%20Peluso [Accessed 27 Feb. 2015]. LBC, (2015).What Is The Barclays Libor Rigging Scandal. [online] Available at: https://www.lbc.co.uk/the-barclays-libor-rigging-scandal-explained-56812 [Accessed 27 Feb. 2015]. Taylor, J. and Williams, J. (2008).A black swan in the money market. Cambridge, Mass.: National Bureau of Economic Research. The LIBOR Scandal. (2015). 1st ed. [ebook] Available at: https://www.bu.edu/rbfl/files/2013/09/The-LIBOR-Scandal.pdf [Accessed 27 Feb. 2015]. Voxeu.org, (2015).The LIBOR scandal and reform | VOX, CEPRs Policy Portal. [online] Available at: https://www.voxeu.org/article/libor-scandal-and-reform [Accessed 27 Feb. 2015]. Yeung, T. (2013).From LIBOR to HIBOR. Hong Kong: Centre for Financial Regulation and Economic Development, The Chinese University of Hong Kong. Claudio, L. (2014). From Scandalous Politics to Public Scandal: Corruption, Media, and the Collapse of the Estrada Regime in the Philippines.Asian Politics Policy, 6(4), pp.539-554. Horton, R. (2012). Offline: The scandal of device regulation in the UK.The Lancet, 379(9812), p.204. When the Bollinger bankers' bubbles burst. (2013).Strategic Direction, 29(2), pp.13-16.

Saturday, April 11, 2020

Create a Sample Essay

Create a Sample EssayA sample essay report can come in many different forms. Depending on the type of work that you're doing, it could be a full-length report, a research paper, or even a report on the research you have completed. There are many reasons why you may want to create a sample essay.Perhaps you have been looking for a little extra help and are interested in creating a report for an employer. There are times when you don't know the proper grammar or writing style and would really like someone to look over your work and provide you with feedback on the language. The more input you get from the people involved in the project, the better the final product will turn out.Another main reason that you may want to do a sample is for fun. When you have something that you are proud of and are excited about, it shows confidence. If you feel good about the things that you have created, it will really make others appreciate you.If you think you are capable of finishing an entire report , but haven't yet learned how to properly structure it, then maybe you would like to have a professional look over it. If you have an important presentation that you need to give, having it ready can mean the difference between your job being successful or not.A sample essay that has been completed is a great way to make sure you create something that will show off your creativity. As long as you get the grammar and writing style right, it is a great way to make sure you will be able to write something memorable. By making sure that the reader feels like they know who you are and what you are trying to say, it will give them a better idea of what to expect from your work.If you do not have the time to make a full-length report, then maybe you would like to have a short report. If you have an important presentation to give at work, or if you need a quick one to complete, the short report will show that you can write quickly and also will save you time because it will not take as long to finish.Creating a sample essay can help you learn how to write effectively and provides a chance to try out different styles and different formats. By having a ready-made essay, you are helping yourself by taking a step toward knowing how to write.

Sunday, April 5, 2020

Girl Before the Mirror free essay sample

The painting by Pablo Picasso â€Å"Girl Before the Mirror† was the painting that caught my attention because at first glance I notice a woman adjusting the mirror as she is looking at her reflection; this is something I do every day. I gazed longer at the painting and the woman’s appearance seems to be younger in the mirror, perhaps she is reflecting on her past (youth). The dialogue taking place in this story is with herself as she is reflecting on the many years that have passed and how her appearance has changed. Her pregnancy has captured her attention to the changes in her life. The painting reflects the past, present, and future. The different colors, lines, and shapes tell a story about her development. The colors in the mirror are deep dark in color representing a faint memory of what once was. Looking at herself in the mirror gives her a sense of relief yet pain. We will write a custom essay sample on Girl Before the Mirror or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page She can still see a little of her youth in the mirror, which easies some of her distress as she is aging knowing one day that the memories of her youth will soon fade. The long strokes of lines and curves in the mirror by her face and around her head display a covering a sense of innocence; before she has known a man intimately. The lines in the lower area of her body in the mirror shows it is still in development as the lines are arched up and not down in a drooping manner as with age. Her body has not set firmly in position so it appears altered in the mirror just like a teenager starting puberty; one breast grows larger than the other. In her conversation with herself she knows her innocence has vanished, and a development is changing her life once again; the baby growing within her. The circles remind me of life. There is a beginning and an ending. The circles in this painting are in locations of the body that develop at a much faster pace than the rest of the body. The breast is developing in the mirror as the breast of the women looking at herself has full bulging breast because of her pregnancy. The circle in the stomach area in the mirror is low; the uterus, and it is still n the development stage. The circle in the stomach area of the women looking at herself in the mirror is fully developed. The black thick circle is completed meaning the uterus is fully developed and the green color almost filling the inside of the thick black circle is the womb. It is almost time to bring forth the baby into the world and life begins for the baby and the women looking at herself in the mirror. The circle on the elbow symbolizes the joints of the bones and is completely developed and aging. In pregnancy the baby will draw the calcium from the mother’s bones making the joints age and hurt. Her circle eyes in the mirror not fully develop like a baby’s ultrasound picture shows her childlike innocence. When a child looks at you unsure of something, his or her eyes become round in curiosity. The women looking at herself is thinking â€Å"where is my youth. I do not remember it fading away and I am starting a new chapter in my life and as I reflect on my new life with child I have to cope with my youth fading away. Thinking to herself further will I remember my past, as she looks at herself in the mirror; seeing a dim fraction of her youth. I believe this piece of art symbolize â€Å"reflection. † The mirror is the object of focus; at some point in life one looks back at the past whether it is in thought, pictures, or video. The days go by so fast and in the everyday activity of life that time becomes precious as it is very limited. If one does not stop to reflect on it (life) once in a while life will just pass them by like a shadow from the side of your eye that quickly disappears when you try to focus upon it. The very purpose of the painting may be to stop and reflect on the past; where you have been or accomplished in your life, and where you may see yourself in the years to come. The artist drew this painting to express his thoughts on what he was thinking at the time. The mirror is a symbolism object that the artist used to allow the viewer to relate and interpret his thoughts. The artist must have been aging at the time he drew the picture and his thoughts reflected his emotions. I believe he used a woman because women are emotional and symbolizes life. The women’s body produces life and before life can begin it has to develop. The baby develops in the womb and at the right time the baby is born and life starts. In time life changes from baby to toddler, adolescence, and adult, and one must take time to reflect on it before it is gone. In concluding the mirror represents reflection of what you see and what was and perhaps what will come; age. If you do not take time to reflect on yourself life will pass by just like a circle there is a beginning and an ending. The beginning of the circle is the start (birth) and as life develops the ending becomes closer to the beginning and once it touches life is complete. There will be no time left to reflect on life as it has passed by. The painting does not just represent females but males too. The painting is about life and reflecting on oneself before time runs out. There is a time for birth and a time to give birth but people in time will pass away. My first emotion when viewing the painting was time. One cannot buy time or stop time it keeps going despite of what is going on in it.

Sunday, March 8, 2020

International Business in United Arab Emirates

International Business in United Arab Emirates Country Analysis The United Arab Emirates is a federal republic consisting of seven states referred to as emirates. Geographically, the United Arab Emirates is located on the south eastern part of the greater Arabian Peninsula which is itself found in the South Western part of the Asian continent (the gulf of Persia).Advertising We will write a custom report sample on International Business in United Arab Emirates specifically for you for only $16.05 $11/page Learn More UAE neighbors the Islamic republic of Oman and Saudi Arabia. The seven emirates making up the entire state are Dubai, Ajman, Umm al-Quwain, Abu Dhabi, Sharjah, Fujairah and Ras al Khaimah. The largest of the emirate cities is Dubai; the second largest city Abu Dhabi, however is the one that doubles up as the capital of the UAE because it is the nerve centre of all industrial, political as well as cultural activities. Political System The constitution that was enacted in the year 1971 provides the basis by which the political affairs of the UAE are run. This document contains a number of inter twinned bodies of government.. The form of politics in practice can be said to be a compromise of the various aspects seen in a federal system, a monarchy and a presidential system. This is because all the seven emirates are absolute monarchies and partially independent from the central federal government, the president however is the head of state and the prime minister the head of government with authority over the country’s foreign policy, Emirates security and national defense. The central government is made up of the traditional arms of government that is, the executive arm consisting of the president his deputy and the prime minister with the entire cabinet; the legislative arm that makes laws as well as the judicial arm that interprets the laws. The federal supreme council, which is made up of emirs (representatives) from each of the seven emirates is tasked with the responsibility of electing the president and the entire cabinet including judges of the Supreme Court. The representative (emir) elected from Abu Dhabi the state capital, automatically holds the position of president whereas the emir elected from Dubai the largest city becomes the official premier. The degree of influence of all the emirates conclusively can be seen in the particular position they hold within the federal government and in as much as each of them is fairly autonomous from the rest, they are each allocated a proportion of revenue from the national budget.Advertising Looking for report on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More The Economy Being a member of the United Nations Organization (UN), World Trade Organization WTO), the Arab League and the Organization of Petroleum Exporting Countries (OPEC); The United Arab Emirates has the seventh largest reserves of petroleum globally. Its econo my is arguably the most comprehensively developed in the entire Middle East. According to latest rankings provided by the International Monetary Fund (IMF), UAE has an impressive Gross Domestic Product (per capita) with its nominal GDP per capita standing at $ 46, 584. Its Human Development index is 35th internationally and is part of the reason as to why it has been classified as a high income economy (Ball et al 2008, p 150) The CIA’s world fact book places the country’s per capita GDP at number 3 in the Middle East coming next to Qatar and Kuwait; and number 14 universally. Petroleum products export (oil and natural gas) are a significant contributor to its national GDP. Other factors that have however made the economy to boom are its expansive manufacturing industry, an established tourism and service sector and most of all, its building and construction prowess in real estate business. Infrastructure The development in the country’s infrastructure has witne ssed a tremendous revolution with the setting up of magnificent structures the world has ever known. The Burj Khalifa (standing at 0.8Km) is now the tallest building on earth and it is found in the UAE, the Dubai World Central International Airport shall also become the most expensive airport ever constructed in the universe when its construction finally concludes. Other magnificent real estate properties in the country include the Palm Island which is a man made island (the largest ever artificial island) in the world, the artificial archipelago and the world’s largest shopping mall (The Dubai Mall). Such lucrative infrastructure makes the country appealing for investments in real estate. As part of its uniform economic foreign policy, local influence has to be felt in all businesses enterprises in the UAE and this explains the existence of a common standard requiring that all businesses except for the ones classified in the free trade zones in the country have no less than 51% shareholding being local. This is a clear strategy that is aimed at ensuring the locals (Emiratis) are in the lead towards economic empowerment (Balasubramanyam 1985, p. 159 ). Cultural Practices UAE has largely become multi cultural in recent years. Its cultural mix has however been gradually domineered and centered around the Islamic faith. In this cosmopolitan set up, Muslim culture is largely seen in the way the residents have to assemble everyday five times to pray from the mosques that are visible in the entire country. The country’s music, attire, cuisine and architecture are purely Arabic with the Eid al Fitr and Ramadan being the common Islamic holidays.Advertising We will write a custom report sample on International Business in United Arab Emirates specifically for you for only $16.05 $11/page Learn More The non interference stance and the liberalism seen in the United Arab Emirates has contributed to economic progress, it is common to see Hindu temples as well as churches constructed alongside mosques to demonstrate the level of religious tolerance in this country. This has further increased the number of visits by tourists and thus enhanced the hotel industry. Investment in Real Estate An investment in Hotel Real Estate would be the most strategic in the United Arab Emirates, this is because the country’s infrastructure is extra-ordinarily established. The infrastructural development alone is responsible for close to thirty seven percent of all project value constructions. The seven Emirates have simultaneously realized that there is a future in the real estate sector with such big investments in the entertainment, leisure and generally tourism. The central government therefore provides incentives to both local and international commercial developers to bring in their investments in this sector. The current president of the UAE Sheikh Khalifa bin Zayed has moved in to entice development in real estate in especially the northern emirates by apportioning an amount of 16 Billion Dirham (about 4 Billion Dollars) for the expansion of infrastructure in these regions. This money is expected to among other things open up the road network and establish new housing schemes both residential and commercial premises in these areas considered to be having a deficit of such facilities. The federal (local) governments have also been adequately funded and provided with sufficient logistical inputs to help them provide the necessary public utilities that will attract real estate investment in their respective regions. Electricity and water has been provided as part of the infrastructure by the local Emirates to attract investments in these regions. The United Arab Emirates being basically a desert country utilizes 100% thermal energy as opposed to hydro electricity which is unheard of and generally unreliable depending on surface run off. Plans have also been instituted by the central government to augment this energy source with nuclear sources seen as most efficient and highly effective. Communication has also been greatly enhanced in not only the major emirates, but also other upcoming centers to make the areas attractive to invest. Real estate investment in the UAE has therefore been increasingly enhanced by the foregoing factors and shows tremendous ability to grow and multiply its market value. The long run results are not only desirable but also possess an enormous avenue for resale due to the appreciation in the value of land and buildings occasioned by adequate infrastructure.Advertising Looking for report on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More External investors in real estate in the UAE are able to obtain financing from the developed network of banks in the country. Real estate departments are also available in the various emirates. Land reclamation is key because the entire country is in the Arabian Desert and therefore specific strategies must be put up to reclaim desert land and make it attractive for settlement and commercialization. This has however been made easier by the federal electricity and water authorities that are tasked with ensuring that these resources are readily available using the cheapest means possible. Entry Strategy Since every country in the world is currently striving to be a regional force and play an important role in international business activities, particular legislations have to be put in place in order to control and accurately measure the degree of foreign direct investments as well as local investments. The established rules regarding the transfer of foreign capital in the United Arab Emirates is meant to enhance the ease of capital flight and ensure a much more free flow of ideas and money while at the same time ensuring the protection of the property owned by foreign investors. Investors thus feel safer and secure under this frame work as it prescribes a number of legally accepted forms of property ownership and outlines the various courses of action that may be available in law for an aggrieved investor. The laws that deal with a number of business activities including the formation and ownership of business organizations may vary slightly from one Emirate to another because of the initial point mentioned about their autonomy. Every individual Emirate has its own established standard of creating wealth and revenues. The central government has however tried to formulate a blanket law that shall act as a common standard. In the establishment of this law, a compromise position has been struck between the sovereignty and autonomy of the individual Emirates and the demands of progress and economic well being advanced by the central government. In the creation of this foreign investments law however, it was a unanimous agreement by all the federal Emirates that the welfare and economic well being of each and every individual Emirati is the bottom line. While they all realized the central need to make the UAE a one stop shop and a global reference point for any form of international investment, they upheld the significance of welfare and the progress of the nation. UAE has an investment legislation that makes it mandatory for any form of direct foreign investment in the country to be having a 50 plus 1 majority stake under the control of the indigenous Emiratis (David 1992, p 175.However in the recent past UAE has launched a new system to attract foreign investors in the emirates, by introducing free zones that offer incentives to foreign investors such as exemptions from import and export tax corporate tax and income tax among others. The zone s comprise of various businesses including; manufacturing, banking, assets and estates management, logistics, information and technology etc. They also have all the amenities, infrastructure communication systems and all other essential facilities for operation. Jebel Ali Free Trade Zone is one of them and is involved in the production and selling of manufactured goods, domestically and for the international market there are over 950 different activities in the zone. The zones regulations allow companies to have full ownership of the assets for the entity. Nasouh, (2009) says â€Å"Other major benefits are: exemption from the many normal requirements for foreign investors such as: a company must have local ownership, pay taxes and duties, and restricted transfer of capital, profits and salaries†. Companies do not require local sponsorships to create other branches of their business. The zones authorities keep a register for all companies in existence, register new businesses and set the rules and regulations for them. From the above information about Dubai’s investment policies, the high control strategy would be the best to way of entry. The strategy enables companies to have maximum control hence creating a physical presence in the foreign market. A major feature of the strategy is the foreign direct investment option which entails direct ownership and control of assets. Direct investment is the most advanced, complicated system which also has a high risk. It is best suited for well developed economies like that of the emirates, and all types of business can use the strategy including the service industry. The major benefits of using the system are: there is rapid growth of the markets, reduced costs, increase sales and revenues and it also protects both the domestic and foreign markets. The system also has two different ownership structures which are the; wholly owned direct investment and in this structure the company owns its foreign assets and equity fully, the second is the equity joint ventures in which two companies form a new entity and share control of the business. The best structure for an investor operating in the free zones is the wholly owned direct investment because it is allowed and will yield more benefits. Another feature of the system is the vertical integration which comprises of the activities an entity chooses to engage in; any of the three stages which are, production, selling or distribution of products can be fully applicable in the zones depending on a company’s objective. Production Marketing Strategies As earlier mentioned in this discussion, the religion and culture that is predominant in this region is Islam. This culture has percolated through the society and in as much as it is a liberal and tolerant (cosmopolitan) setting, the Arabic language, dress, food and particularly architecture are domineering. For an establishment in real estate to be successful therefore, it must be align ed to the available infrastructure and architecture which borrows heavily from the Islamic faith (Poynter Rugman 1982, p 54). A marketing strategy that may also double up as an entry strategy in the industry may be to identify and cling on real estate probate leads. Such probate leads are generally available because of the existence of property left behind by a deceased person. Such may be left to their immediate beneficiaries being available as their next of kin, these heirs may quickly want to sell off the property, and thus it may be worthwhile to establish these heirs. These can be easily located from offices of probate attorneys. In cases where the property was owned by a renowned realtor, its acquisition will have the benefit of goodwill and reputation already created by the proceeding owner. Another rather effortless method of marketing real estate products is through the construction of quality assets with spectacularly unique designs. Magnificent designs will market themse lves and quality products shall attract the appropriate levels of clientele in the market. The construction of the Burj Khalifa, for instance by Emaar (one of the most renown property developers in the UAE) cost 1 Billion US Dollars but since it is the world’s largest sky crapper it has attracted international attention from the media and architects, a factor that has marketed it not only locally but also abroad. The use of the internet and local media may also be a helpful and powerful marketing medium for advertising. Advertisements may be placed on either local or online newspapers or through the use of other realtors and agencies. The use of the internet as a marketing medium is greatly boosted by the developed telecommunications infrastructure in the United Arab Emirates. The level of internet spread is now 2.4 users per subscription and this extensiveness in use makes it a strategic source of marketing and publicity. The internet contention is also largely considered sa fe because it is usually filtered and regulated by requisite authorities to discourage sexual materials and religious profaning sentiments, views or ideas. International Business Risks The economy of particularly Dubai was hugely affected by the events in Wall Street in the global economic downturn that was witnessed from the year 2007 to 2010. These resulted in the average economy decreasing slightly to up to about 4%. Since majority of the world’s economic crisis may be difficult to control, the only reasonable way that seems practically reasonable to apply in the mitigation of enterprise risk is diversification. Since such forms of financial risks have far reaching effects, investors are expected to diversify their portfolios to avoid subsequent losses in their investments in the country. In real estate for instance, diversity may take the form of constructing not only commercial premises but also residential and religious or public properties so that when the market busin ess is low for private home owners (like the situation was in the United States with home mortgages) revenues can be obtained from other market sectors like hotel and tourism. Political risk may be minimized by ensuring that the entity conforms to the political philosophies of the country where it operates. The politics of the UAE are fairly stable and thus upheavals and major revolutions are uncommon, however with the advent of religious fundamentalism and terror movement killings in the name of religion, the entity must be positioned in a way that it will not contravene any religious or political doctrines that are largely viewed as being against the prevailing faith (Nausoh 2009, p. 25). A potential risk of property investment in the UAE may also be associated with the oversupply of properties in the form of houses, commercial buildings and other rental premises. The available infrastructure is being exceedingly attractive to many investors and with barriers to cross border forei gn direct investments lessening, this may cause many players to saturate the industry. The result of this could be the witnessing of decreasing yields or stagnating prices of properties. This is however only a long run possibility because in the current assessment, no such saturation is visible especially in the minor Emirates (Roth Morrison 1992, p 751) The economy of the country and indeed of many neighbors in the region has been built around petroleum exports, without any immediate plans to diversify the economy, a petroleum glut or a decrease in the cost of petrol products including gas worldwide may cause a massive indention of the country’s economy. The Emirate of Dubai has foreseen this potential risk and thus tried to augment the petroleum input in its GDP with a developed banking and commercial sector as well as improved tourism. The opinion of many analysts on this subject however is that as long as the oil prices remain at $ 35 per barrel and above, this risk may be ignored, but the future is always uncertain (Salisu 1991, p. 191). Therefore, the United Arab Emirates provides good and diversified opportunities for any foreign investor to invest in. in addition the rules, policies and regulations have made it easier for both the investor and the Emirates serve their interests without any conflict either economically, politically or socially. Ball, D, McCulloch, W, Geringer, J, Minor, M McNett, J 2008, International Business: The Challenges of Global Competition, McGraw-Hill, NY. Balasubramanyam, V, 1985, Foreign direct investment and the International transfer of technology, Current Issues in International Trade, Macmillan, London. David, G 1992, Economic integration and foreign Direct investment in the EC, Journal of Common Market Studies, vol. 5(2), pp. 10-50). Nasouh, N 2009, Heavy snowfall on Ras Al Khaimah’s Jebel Jais Mountain cluster, Gulf News, https://gulfnews.com/. Poynter, T Rugman, A 1982, World product mandates: how wil l multinationals respond? Business Quarterly, vol 47, no.3, pp. 54-61. Roth, K Morrison, A 1992, Implementing global strategy: Characteristics of global subsidiary mandates, Journal of International Business Studies, vol 23, no. 4, pp. 715-735. Salisu, M 1991, EP, IS and direct foreign investment in LDCs, International Trade and Global Development, Routledge, London.